Jim Pollet
NMLS # 2287799
941-999-2624
Jimmy@ApexMortgageBrokers.com
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Purchase Rates
Purchase Rates
20% Down Conforming
15% Down Conforming
10% Down Conforming
5% Down Conforming
3% Down Conforming
3½% Down FHA
0% Down VA Loans
5% Down VA Loans
20% Down Investor Gold
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
≥780 FICO FHFA 3% Down+DPA
≥760 FICO FHFA 3% Down+DPA
≥740 FICO FHFA 3% Down+DPA
≥720 FICO FHFA 3% Down+DPA
≥700 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 3% Down+DPA
≥660 FICO FHFA 3% Down+DPA
≥640 FICO FHFA 3% Down+DPA
≥620 FICO FHFA 3% Down+DPA
≥660 FICO FHA 3½% Down
≥640 FICO FHA 3½% Down
≥620 FICO FHA 3½% Down
≥600 FICO FHA 3½% Down
≥580 FICO FHA 3½% Down
660 to 850 FICO VA 0% Down
640 to 679 FICO VA 0% Down
620 to 639 FICO VA 0% Down
600 to 619 FICO VA 0% Down
580 to 599 FICO VA 0% Down
660 to 850 FICO VA 5% Down
640 to 679 FICO VA 5% Down
620 to 639 FICO VA 5% Down
600 to 619 FICO VA 5% Down
580 to 599 FICO VA 5% Down
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Gold by Purchase Price
Investor Silver Loan
Investor Copper Loan
Investor Pearl Loan
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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Purchase Rates
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Purchase Rates
20% Down Conforming
BACK
20% Down Conforming
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
15% Down Conforming
BACK
15% Down Conforming
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
10% Down Conforming
BACK
10% Down Conforming
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
5% Down Conforming
BACK
5% Down Conforming
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
3% Down Conforming
BACK
3% Down Conforming
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
3½% Down FHA
BACK
3½% Down FHA
≥660 FICO FHA 3½% Down
≥640 FICO FHA 3½% Down
≥620 FICO FHA 3½% Down
≥600 FICO FHA 3½% Down
≥580 FICO FHA 3½% Down
0% Down VA Loans
BACK
0% Down VA Loans
660 to 850 FICO VA 0% Down
640 to 679 FICO VA 0% Down
620 to 639 FICO VA 0% Down
600 to 619 FICO VA 0% Down
580 to 599 FICO VA 0% Down
5% Down VA Loans
BACK
5% Down VA Loans
660 to 850 FICO VA 5% Down
640 to 679 FICO VA 5% Down
620 to 639 FICO VA 5% Down
600 to 619 FICO VA 5% Down
580 to 599 FICO VA 5% Down
20% Down Investor Gold
Loan Limits
BACK
Loan Limits
2024 Colorado Loan Limits
2024 Florida Loan Limits
2024 Texas Loan Limits
Loan Programs
BACK
Loan Programs
Refinance Loans
Construction Loans
Jumbo Loans
USDA Loans
Reverse Loans
Investor Loans
BACK
Investor Loans
Gold by Purchase Price
BACK
Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
Investor Silver Loan
Investor Copper Loan
Investor Pearl Loan
Mortgage News
BACK
Mortgage News
Weekly Rate News
Blog
Adverse Credit Waiting Times
Mortgage Glossary
Loan Process
Seller Concessions
Frequently Asked Mortgage Questions
Requested Documents
Contact Us
Reviews
Site Map
Amortization Calculator
20% Down Purchase Loan Interest Rates for 720 to 739 FICO Scores
Closing Costs can be paid by the Home Buyer, Seller Concessions or with a Lender Credit (a.k.a. Higher "Bogey" Rate)