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Purchase Rates
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20% Down Conforming
15% Down Conforming
10% Down Conforming
5% Down Conforming
3% Down Conforming
3½% Down FHA
0% Down VA Loans
5% Down VA Loans
20% Down Investor Gold
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
≥780 FICO FHFA 3% Down+DPA
≥760 FICO FHFA 3% Down+DPA
≥740 FICO FHFA 3% Down+DPA
≥720 FICO FHFA 3% Down+DPA
≥700 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 3% Down+DPA
≥660 FICO FHFA 3% Down+DPA
≥640 FICO FHFA 3% Down+DPA
≥620 FICO FHFA 3% Down+DPA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
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Investor Silver Loan
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$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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Purchase Rates
BACK
Purchase Rates
20% Down Conforming
BACK
20% Down Conforming
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
15% Down Conforming
BACK
15% Down Conforming
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
10% Down Conforming
BACK
10% Down Conforming
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
5% Down Conforming
BACK
5% Down Conforming
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
3% Down Conforming
BACK
3% Down Conforming
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
3½% Down FHA
BACK
3½% Down FHA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
0% Down VA Loans
BACK
0% Down VA Loans
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
5% Down VA Loans
BACK
5% Down VA Loans
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
20% Down Investor Gold
Loan Limits
BACK
Loan Limits
2025 Colorado Loan Limits
2025 Florida Loan Limits
2025 Texas Loan Limits
Loan Programs
BACK
Loan Programs
Refinance Loans
Construction Loans
Jumbo Loans
USDA Loans
Reverse Loans
Investor Loans
BACK
Investor Loans
Gold by Purchase Price
BACK
Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
Investor Silver Loan
Investor Copper Loan
Investor Pearl Loan
Mortgage Masters
Mortgage News
BACK
Mortgage News
Weekly Rate News
Blog
Adverse Credit Waiting Times
Mortgage Glossary
Loan Process
Seller Concessions
Frequently Asked Mortgage Questions
Requested Documents
Contact Us
Reviews
Site Map
Amortization Calculator
20% Down Purchase Loan Interest Rates for 680 to 699 FICO Scores
Closing Costs can be paid by the Home Buyer, Seller Concessions or with a Lender Credit (a.k.a. Higher "Bogey" Rate)