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20% Down Investor Gold
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
≥780 FICO FHFA 3% Down+DPA
≥760 FICO FHFA 3% Down+DPA
≥740 FICO FHFA 3% Down+DPA
≥720 FICO FHFA 3% Down+DPA
≥700 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 3% Down+DPA
≥660 FICO FHFA 3% Down+DPA
≥640 FICO FHFA 3% Down+DPA
≥620 FICO FHFA 3% Down+DPA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
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20% Down Conforming
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20% Down Conforming
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
15% Down Conforming
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15% Down Conforming
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
10% Down Conforming
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10% Down Conforming
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
5% Down Conforming
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5% Down Conforming
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
3% Down Conforming
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3% Down Conforming
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
3½% Down FHA
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3½% Down FHA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
0% Down VA Loans
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0% Down VA Loans
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
5% Down VA Loans
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5% Down VA Loans
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
20% Down Investor Gold
Loan Limits
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Loan Limits
2025 Colorado Loan Limits
2025 Florida Loan Limits
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Construction Loans
Jumbo Loans
USDA Loans
Reverse Loans
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Gold by Purchase Price
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Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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≥780 FICO FHFA 3% Down
≥780 FICO FHFA 20% Down
≥780 FICO FHFA 5% Down
≥780 FICO FHFA 15% Down
≥660 FICO 3½% Down FHA Rates
Purchase
≥780 FICO FHFA 3% Down+DPA
Gold by Purchase Price
Foreign National Loans
≥780 FICO FHFA 10% Down
Refinance Loans
≥660 FICO 5% Down VA Rates
≥660 FICO 0% Down VA Rates
$4,375,000 DSCR Purchase
2025 Colorado Loan Limits
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20% Down Conforming
≥760 FICO FHFA 3% Down
≥760 FICO FHFA 20% Down
≥760 FICO FHFA 5% Down
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15% Down Conforming
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≥760 FICO FHFA 15% Down
2025 Florida Loan Limits
≥640 FICO 3½% Down FHA Rates
Refinance
≥760 FICO FHFA 3% Down+DPA
Construction Loans
≥760 FICO FHFA 10% Down
$3,750,000 DSCR Purchase
Investor Silver Loan
≥640 FICO 5% Down VA Rates
≥640 FICO 0% Down VA Rates
≥740 FICO FHFA 20% Down
≥740 FICO FHFA 3% Down
≥740 FICO FHFA 5% Down
≥740 FICO FHFA 15% Down
≥620 FICO 3½% Down FHA Rates
First-time Home Buyers
≥740 FICO FHFA 3% Down+DPA
Purchase Rates
10% Down Conforming
Jumbo Loans
≥740 FICO FHFA 10% Down
Investor Copper Loan
≥620 FICO 5% Down VA Rates
Adverse Credit Waiting Times
≥620 FICO 0% Down VA Rates
$3,125,000 DSCR Purchase
2025 Texas Loan Limits
≥720 FICO FHFA 20% Down
≥720 FICO FHFA 3% Down
5% Down Conforming
≥720 FICO FHFA 5% Down
≥720 FICO FHFA 15% Down
≥600 FICO 3½% Down FHA Rates
Reverse Mortgages
≥720 FICO FHFA 10% Down
USDA Loans
Investor Pearl Loan
≥600 FICO 5% Down VA Rates
Mortgage Glossary
≥600 FICO 0% Down VA Rates
Loan Limits
≥720 FICO FHFA 3% Down+DPA
Mortgage Calculators
$2,000,000 DSCR Purchase
≥700 FICO FHFA 20% Down
3% Down Conforming
≥700 FICO FHFA 3% Down
≥700 FICO FHFA 5% Down
≥700 FICO FHFA 15% Down
VA Loans
≥700 FICO FHFA 3% Down+DPA
Loan Programs
Reverse Loans
≥700 FICO FHFA 10% Down
≥580 FICO 5% Down VA Rates
Loan Process
≥580 FICO 3½% Down FHA Rates
≥580 FICO 0% Down VA Rates
$1,870,000 DSCR Purchase
Cash Out Refinance Loan Video
≥680 FICO FHFA 20% Down
≥680 FICO FHFA 3% Down
≥680 FICO FHFA 5% Down
≥680 FICO FHFA 15% Down
≥680 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 10% Down
Investor Loans
Seller Concessions
3% Down + 3% DPA
$1,250,000 DSCR Purchase
≥660 FICO FHFA 20% Down
≥660 FICO FHFA 3% Down
≥660 FICO FHFA 5% Down
Lock and Shop Loan Video
≥660 FICO FHFA 15% Down
≥660 FICO FHFA 3% Down+DPA
3½% Down FHA
Non_QM Loans
≥660 FICO FHFA 10% Down
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$1,125,000 DSCR Purchase
≥640 FICO FHFA 20% Down
≥640 FICO FHFA 5% Down
≥640 FICO FHFA 3% Down
≥640 FICO FHFA 15% Down
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≥640 FICO FHFA 3% Down+DPA
0% Down VA Loans
≥640 FICO FHFA 10% Down
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$1,000,000 DSCR Purchase
≥620 FICO FHFA 20% Down
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$875,000 DSCR Purchase
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