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20% Down Conforming
15% Down Conforming
10% Down Conforming
5% Down Conforming
3% Down Conforming
3½% Down FHA
0% Down VA Loans
5% Down VA Loans
20% Down Investor Gold
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
≥780 FICO FHFA 3% Down+DPA
≥760 FICO FHFA 3% Down+DPA
≥740 FICO FHFA 3% Down+DPA
≥720 FICO FHFA 3% Down+DPA
≥700 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 3% Down+DPA
≥660 FICO FHFA 3% Down+DPA
≥640 FICO FHFA 3% Down+DPA
≥620 FICO FHFA 3% Down+DPA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
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2025 Texas Loan Limits
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Construction Loans
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Reverse Loans
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Gold by Purchase Price
Investor Silver Loan
Investor Copper Loan
Investor Pearl Loan
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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Quick Loan Application
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Purchase Rates
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Purchase Rates
20% Down Conforming
BACK
20% Down Conforming
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
15% Down Conforming
BACK
15% Down Conforming
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
10% Down Conforming
BACK
10% Down Conforming
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
5% Down Conforming
BACK
5% Down Conforming
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
3% Down Conforming
BACK
3% Down Conforming
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
3½% Down FHA
BACK
3½% Down FHA
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
0% Down VA Loans
BACK
0% Down VA Loans
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
5% Down VA Loans
BACK
5% Down VA Loans
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
20% Down Investor Gold
Loan Limits
BACK
Loan Limits
2025 Colorado Loan Limits
2025 Florida Loan Limits
2025 Texas Loan Limits
Loan Programs
BACK
Loan Programs
Refinance Loans
Construction Loans
Jumbo Loans
USDA Loans
Reverse Loans
Investor Loans
BACK
Investor Loans
Gold by Purchase Price
BACK
Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
Investor Silver Loan
Investor Copper Loan
Investor Pearl Loan
Mortgage Masters
Mortgage News
BACK
Mortgage News
Weekly Rate News
Blog
Adverse Credit Waiting Times
Mortgage Glossary
Loan Process
Seller Concessions
Frequently Asked Mortgage Questions
Requested Documents
Contact Us
Reviews
Site Map
Meet our Mortgage Masters. Think of them as your Mortgage Pros to help you close your loan
Learn more about our professionals here.
Visit my Website
Adam
Minossora
Title:
Mortgage Master
NMLS #2547491
Phone:
941-999-2624
Cell:
407-364-6438
Email:
Adam@ApexMortgageBrokers.com
Email Me
Locations:
Sarasota
Licensed in:
FL
Visit My Website
Apply Now
Download Vcard
Visit my Website
Dan
Graner
Title:
Sr Mortgage Master
NMLS #1741084
Phone:
970-455-1008
Cell:
970-455-1008
Email:
Dan@ApexMortgageBrokers.com
Email Me
Locations:
Bradenton, Breckenridge
Licensed in:
CO, FL
Visit My Website
Apply Now
Download Vcard
Visit my Website
Don
Reynolds
Title:
President
NMLS #1217170
Phone:
941-999-2624
Cell:
303-356-5789
Email:
Don@ApexMortgageBrokers.com
Email Me
Locations:
Breckenridge, Dallas-Fort Worth, Sarasota
Licensed in:
AZ, CA, CO, FL, MI, OH, SC, TX
Visit My Website
Apply Now
Download Vcard
Visit my Website
Jim
Pollet
Title:
Sr Mortgage Master
NMLS #2287799
Phone:
941-999-2624
Cell:
941-999-2624
Email:
Jimmy@ApexMortgageBrokers.com
Email Me
Locations:
Bradenton, Sarasota
Licensed in:
FL
Visit My Website
Apply Now
Download Vcard
Melissa Storment
Title:
Florida Mortgage Loan Processor
NMLS #2082003
Phone:
714-318-7656
Cell:
714-318-7656
Email:
Melissa@CoastsideProcessing.com
Email Me
Locations:
Bradenton, Sarasota
Licensed in:
FL
Visit my Website
Missy
Crossland
Title:
Mortgage Loan Originator
NMLS #2423825
Cell:
856-296-0482
Email:
iocrossland@gmail.com
Email Me
Locations:
Breckenridge
Licensed in:
CO
Visit My Website
Apply Now
Download Vcard