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Purchase Rates
20% Down Conforming
≥780 FICO FHFA 20% Down
≥760 FICO FHFA 20% Down
≥740 FICO FHFA 20% Down
≥720 FICO FHFA 20% Down
≥700 FICO FHFA 20% Down
≥680 FICO FHFA 20% Down
≥660 FICO FHFA 20% Down
≥640 FICO FHFA 20% Down
≥620 FICO FHFA 20% Down
15% Down Conforming
≥780 FICO FHFA 15% Down
≥760 FICO FHFA 15% Down
≥740 FICO FHFA 15% Down
≥720 FICO FHFA 15% Down
≥700 FICO FHFA 15% Down
≥680 FICO FHFA 15% Down
≥660 FICO FHFA 15% Down
≥640 FICO FHFA 15% Down
≥620 FICO FHFA 15% Down
10% Down Conforming
≥780 FICO FHFA 10% Down
≥760 FICO FHFA 10% Down
≥740 FICO FHFA 10% Down
≥720 FICO FHFA 10% Down
≥700 FICO FHFA 10% Down
≥680 FICO FHFA 10% Down
≥660 FICO FHFA 10% Down
≥640 FICO FHFA 10% Down
≥620 FICO FHFA 10% Down
5% Down Conforming
≥780 FICO FHFA 5% Down
≥760 FICO FHFA 5% Down
≥740 FICO FHFA 5% Down
≥720 FICO FHFA 5% Down
≥700 FICO FHFA 5% Down
≥680 FICO FHFA 5% Down
≥660 FICO FHFA 5% Down
≥640 FICO FHFA 5% Down
≥620 FICO FHFA 5% Down
3% Down Conforming
≥780 FICO FHFA 3% Down
≥760 FICO FHFA 3% Down
≥740 FICO FHFA 3% Down
≥720 FICO FHFA 3% Down
≥700 FICO FHFA 3% Down
≥680 FICO FHFA 3% Down
≥660 FICO FHFA 3% Down
≥640 FICO FHFA 3% Down
≥620 FICO FHFA 3% Down
3% Down + 3% DPA
≥780 FICO FHFA 3% Down+DPA
≥760 FICO FHFA 3% Down+DPA
≥740 FICO FHFA 3% Down+DPA
≥720 FICO FHFA 3% Down+DPA
≥700 FICO FHFA 3% Down+DPA
≥680 FICO FHFA 3% Down+DPA
≥660 FICO FHFA 3% Down+DPA
≥640 FICO FHFA 3% Down+DPA
≥620 FICO FHFA 3% Down+DPA
3½% Down FHA
≥660 FICO FHA 3½% Down
≥640 FICO FHA 3½% Down
≥620 FICO FHA 3½% Down
≥600 FICO FHA 3½% Down
≥580 FICO FHA 3½% Down
0% Down VA Loans
660 to 850 FICO VA 0% Down
640 to 679 FICO VA 0% Down
620 to 639 FICO VA 0% Down
600 to 619 FICO VA 0% Down
580 to 599 FICO VA 0% Down
5% Down VA Loans
660 to 850 FICO VA 5% Down
640 to 679 FICO VA 5% Down
620 to 639 FICO VA 5% Down
600 to 619 FICO VA 5% Down
580 to 599 FICO VA 5% Down
20% Down Investor Gold
Loan Limits
2024 Colorado Loan Limits
2024 Florida Loan Limits
2024 Texas Loan Limits
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Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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3% Down Purchase Loan Interest Rates for 740 to 759 FICO Scores
Closing Costs can be paid by the Home Buyer, Seller Concessions or with a Lender Credit (a.k.a. Higher "Bogey" Rate)
